If you own a life insurance policy, it can provide you greater financial freedom as a life settlement. A life settlement allows you to convert your policy in to cash and rid yourself of expensive premium payments. You can use the money for whatever you like: pursue a dream, travel, help a loved one. We can purchase your policy, become the owner and beneficiary and take over the premium payments. You are released from any and all obligations and are free to use your cash for anything you like.

You may find that as you reach retirement age, pay off your mortgage or see your children through college, your life insurance has served its primary purpose - to protect loved ones and assets - and is no longer useful. It effectively becomes a "dormant asset". At this point, the expensive premiums are being directed toward an investment that is under-performing. Lyons Ward & Associates LLC. can free up your money by eliminating the premiums and creating greater financial freedom and new options for you and your family. You may not think of your life insurance as an asset. Once you have secured coverage, you continue to pay the premiums, giving little thought to your policy as an investment. It assumes an invisible role in your financial portfolio or is regarded as an expense that must be kept up. By the time you near retirement, your policy has become a solid asset with years of equity. It is money you can use today. We can unlock its potential.

Please feel free to contact us for an evaluation today.